Google Ads for Insurance Agents in the US: Compliant Setup + Brief
Line-of-business segmented keywords, Medicare-compliant copy, and a 30-second campaign brief — built for independent + captive agents.
Insurance-agent PPC that stays inside CMS rules and captures bundle policyholders — one line at a time
Estimates based on aggregated industry research and our own MCC data. Not endorsed by, or affiliated with, Google. "Google" and "Google Ads" are trademarks of Google LLC.
Get an insurance-agent Google Ads campaign live in about 30 seconds, one line at a time
Preview of the Google Ads we generate with your brand info — 5 sample variants.
Get auto quotes from 12+ carriers in 5 minutes. Save an average $487/year. Local agent service.
Bundle with home for extra 15% off. Licensed agent — not a robo-quote. Free, no SSN required.
Bundle home + auto with one of 12 top carriers. Local agent files claims for you in minutes.
Free quote in 10 minutes. Compare deductibles and coverage side-by-side. Trusted since 1998.
Show 3 more variants
Locked-in level term. Apply in 15 min — no medical exam for healthy under 50. Compare 8+ carriers.
*Rates for 30yo non-smoker, $500K, 20yr term. Underwriting required. Licensed in [State].
Independent agent licensed with 8 Medicare carriers. We compare Advantage + Supplement plans.
We do not offer every plan in your area. We represent multiple carriers. Free, no-obligation review.
General liability + workers comp + commercial auto. Tailored for [trades/retail/professional services].
Certificate of insurance same day. Local agent — direct line, not a call center. Licensed [State].
5 insurance PPC mistakes that quietly get Medicare agents deplatformed by carrier compliance
Run one campaign per line (auto, home, life, Medicare, commercial) — each shopper thinks completely differently
Each insurance line has different shopper psychology and CPC in Google Ads. Auto = price-driven impulse shoppers. Home = bundled with auto, agent-relationship driven. Life = consultative, multiple-touch sale. Medicare = AEP-driven (Oct 15-Dec 7), compliance-heavy. Commercial = B2B, longer sales cycle. Mixing them in one campaign destroys ROAS.
Have a compliance officer or carrier rep review every Medicare ad and landing page before launch — CMS violations end careers
CMS prohibits specific phrases ("best plan", "free Medicare benefits", misleading urgency). Required disclaimers ("We do not offer every plan available...", agent license). Violation = disenrollment from carriers. Have a compliance officer or carrier rep review ad copy + landing page BEFORE launch. Mistakes here end careers.
Bid on bundle terms ("auto home insurance quote") — bundled customers have ~94% retention vs ~80% mono-line
A bundled auto+home customer has 3x retention vs auto-only. Bid on "auto home bundle" and "home auto insurance quote" — these shoppers are higher LTV, less price-sensitive. Bundle savings ($300-1,200/year) is your honest CTA. Industry retention with bundle is ~94% vs ~80% mono-line.
Match the value prop to your model: captives lead on brand trust and claims service, independents lead on carrier count
Captive agent (State Farm, Allstate, Farmers): lead with brand trust + claims service. Independent: lead with "12 carriers compared" + objective shopping. Don't fake what you can't deliver — captives can't honestly say "we shop the market". Independents shouldn't use carrier brand names in headlines (trademark risk).
Block "license", "exam", "agent jobs", "salary", "complaints", "free Medicare" (CMS trap) — saves 15-20% of budget
Negatives: "license", "exam", "course", "study guide", "jobs", "salary", "definition", "wikipedia", "scam", "complaints", "lawsuit". Also exclude "free Medicare" (CMS violation risk). Filters researchers, students, complainers. Saves 15-20% of budget.
A real campaign generated for a sample site
This is what the tool produces when you give it a real URL — exactly what you'll see on your screen after 30 seconds.
What's in your generated campaign
Headlines (15)
Descriptions (4)
Keywords (29)
Callouts
Service catalog
Sitelinks (4)
Call extension
Shown as a click-to-call button on mobile ads.
Generate your first campaign in 30 seconds
Ready-made flow for insurance agents — answer 5 quick questions and you're done.
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